Life Insurance for Dialysis
Are you struggling to find life insurance for dialysis?
Here are real life insurance options for people receiving dialysis.
Coverage amounts available
Immediate Coverage (no waiting period) - approval required
Company #1
up to $50,000 - (Age 0 - 55)
up to $40,000 - (Age 56 - 65)
up to $30,000 - (Age 66 - 75)
up to $25,000 - (Age 76 - 85)
Company #2
up to $30,000 - (Age 0 - 50)
up to $20,000 - (Age 51 - 70)
up to $10,000 - (Age 71 - 85)
Guaranteed Issue Coverage (2 yr waiting period) - everyone is approved
Company #2
up to $30,000 - (Age 0 - 70)
up to $10,000 - (Age 71 - 85)
Other Companies
up to $25,000 - (Age 50 - 80)
Call now 469-722-0208 or get a real time quote below
Why do some people get approved and others don't?
There's only a few companies that will possibly approve coverage for those receiving dialysis.
It all comes down to whether you:
a) are only being treated for ESRD (end-stage renal disease)/Kidney failure stage 5
or
b) have other major conditions (i.e. - diabetes, heart attack, stroke, COPD, lupus, MS, parkinson's, recent cancer).
One of top companies (offers coverage up to $50,000 - company #1) that insures dialysis will only approve you if dialysis is your only major medical condition. Even having well-controlled diabetes can result in you being declined with that company.
On the other hand, the other top company (offers coverage up to $30,000 - company #2) will possibly accept coverage with multiple conditions.
Comprehensive Life Insurance Coverage
Customized life insurance policies ensure financial security for your loved ones by covering funeral expenses, debts, and providing income replacement.
Specialized Health Supplement Coverage
Tailored for individuals with kidney conditions, covering extra medical costs including specialized treatments and necessary medications not covered by standard health insurance plans.
FAQs
Answers to Your Top Questions About Dialysis-Specific Coverage
Is there a waiting period on this life insurance?
There are options for immediate coverage in every state. Find out if you qualify after you get your quote by calling 469-722-0208.
What if I don't qualify for immediate (Day 1) coverage?
There are still multiple options for coverage. If you get coverage with a 2 yr waiting period, your beneficiary is eligible for a refund of your payments if you pass away in less than 24 months from natural/medical causes.
What are your premiums like compared to traditional life insurance policies
We have competitive pricing for life insurance if you have dialysis.
How do your educational workshops help policyholders
Our workshops educate on managing chronic illnesses and finances, helping clients make informed decisions.
Can I upgrade my existing life insurance policy to include Health Supplement Coverage?
Absolutely! Contact us, and one of our advisors will help you navigate the process of adjusting your policy to include health supplement coverage to suit your current needs.
What happens if I am no longer undergoing dialysis? Can I still retain my coverage?
Yes, once your policy is in place, it remains valid regardless of changes in your health condition, as long as premiums are met. My goal is to provide ongoing peace of mind.
